BMO Capital Cuts Fair Isaac (FICO) Price Target to $897

Key Points

  • BMO Capital reduced its price target for Fair Isaac from $1,150 to $897, keeping an Outperform rating on the stock.
  • BMO Capital's $897 price target implies 29.20% upside from Fair Isaac Corporation's ($FICO) current $694.27 share price.
  • As of October 26, 2026, Fair Isaac shares recently traded around $694.27, which is about 7.4% below the closing price of $749.46 on the same day.
  • Wells Fargo also downgraded Fair Isaac to Equal-Weight on the same day, setting a lower target of $735.

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On October 26, 2026, BMO Capital lowered its price target on Fair Isaac Corporation (NYSE: FICO) to $897 from $1,150, while maintaining an Outperform rating. This change reflects BMO's updated outlook for the company amidst shifting market conditions.

BMO Capital's new target marks a significant reduction, indicating a reassessment of Fair Isaac's growth potential. The stock closed at $749.46 on the same day, making the new target a notable decrease in projected value. The recent trading price of $694.27 is about 7.4% below the closing price, suggesting that the stock is currently under pressure.

FICO Fair Isaac Corporation
$748.34 -54.46% year to date
Daily close · Oct 26, 2026
Analyst rating track record

BMO Capital vs. the S&P 500

YTD return +1.87% hypothetical
All-time return +1.87% S&P 500 +0.50%
vs. S&P 500 +1.37% ahead of the index

Hypothetical returns from BMO Capital's disclosed trades, not real profit or advice. How we model this.

Other Institutional Activity in Fair Isaac Corporation

Capital International Investors held 1,247,685 shares of Fair Isaac, increasing its stake by 538,572 shares, valued at approximately $935.1 million. Meanwhile, Valley Forge Capital Management, LP reduced its holdings by 97,170 shares, bringing its total to 672,186 shares worth around $503.8 million.

Fair Isaac Corporation Stock Down 15.7%

Fair Isaac shares recently traded around $694.27, significantly below its 50-day moving average of $912.23 and its 200-day average of $1,146.08. The stock is also about 62.7% below its 52-week high of $1,858.91, but 18.5% above its 52-week low of $586.05. This positioning may impact investor sentiment as the stock navigates recent analyst downgrades.

12-month forecast

$FICO price target

Fair Isaac Corporation daily closes and this analyst's $897 target. Not advice.

Recent Earnings

Fair Isaac reported trailing twelve-month revenue of approximately $2.39 billion, with a net margin of 34.1%. The company is scheduled to announce its next earnings report on November 4, 2026.

Insider Buying and Selling at Fair Isaac Corporation

Since December 2025, several insiders have sold shares of Fair Isaac. Chief Financial Officer Steven P. Weber sold 1,426 shares at an average price of $1,810.00, totaling about $2.58 million. Director Joanna Rees sold 358 shares for approximately $486,880, while fellow Director Eva Manolis sold 520 shares at $1,227.63, worth about $638,368. Another sale by Manolis involved 967 shares at $1,400.00, totaling about $1.35 million.

Analysts Set New Price Targets

On October 26, 2026, BMO Capital maintained its Outperform rating for Fair Isaac and set a new price target of $897, down from $1,150. Additionally, Wells Fargo downgraded the stock to Equal-Weight, reducing its target to $735. Other firms like RBC Capital and Mizuho also maintained their Outperform ratings with targets of $1,045 and $1,063, respectively.

About Fair Isaac Corporation

Fair Isaac Corporation, based in Bozeman, MT, provides analytics software and services across various regions, including North America and Europe. The company operates mainly through its Scores and Software segments, offering business-to-business and business-to-consumer scoring solutions that help clients integrate predictive data into their decision-making processes.

Bottom Line

Investors should keep an eye on Fair Isaac's upcoming earnings report on November 4, 2026, as well as further analyst updates following BMO Capital's recent target adjustment. The stock's current valuation and analyst outlooks suggest a cautious approach as the company navigates market challenges.

Source: BMO Capital's rating change on $FICO (Oct 26, 2026). Written by software, not financial advice. How we make alerts

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