Citigroup Cuts XP Price Target to $15
Key Points
- Citigroup downgraded XP Inc. to a Neutral rating from Buy, lowering its target from $25.00 to $15.00.
- Citigroup's $15 price target implies 6.02% downside from XP Inc.'s ($XP) current $15.96 share price.
- XP Inc. shares recently traded at $15.96, about equal to the closing price on the same day.
- Analysts have a consensus rating of Strong Buy for XP Inc., with a mean price target of $26.44.
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On October 27, 2026, Citigroup downgraded XP Inc. to a Neutral rating and set a price target of $15.00. This marks a significant drop from their previous target of $25.00. The downgrade comes as XP Inc. continues to navigate challenges in the financial services sector.
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XP Inc.
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Citigroup's Call on XP Inc.
Citigroup's downgrade indicates a shift in sentiment regarding XP Inc.'s prospects. The firm lowered its price target from $25.00 to $15.00, reflecting concerns about the company's recent performance. XP Inc. operates in the financial services industry, focused on providing financial products and services in Brazil.
Other Institutional Activity in XP Inc.
Dodge & Cox Inc. reduced its stake in XP Inc. by 163,640 shares, holding a total of 32,564,312 shares valued at approximately $519.7 million. ARGA Investment Management, LP increased its holdings by 3,945,094 shares, ending with 24,643,382 shares worth about $393.3 million. Massachusetts Financial Services Co. added 228,117 shares, bringing its total to 12,558,750 shares valued at around $200.4 million. Ninety One UK Ltd grew its position by 1,904,204 shares, totaling 9,962,623 shares valued at approximately $159.0 million.
XP Inc. Stock Up 1.6%
XP Inc. shares recently traded at $15.96, about equal to the closing price on October 27, 2026. This price is significantly below its 50-day moving average of $22.46 and its 200-day average of $19.25. The stock is also trading 51.2% below its 52-week high of $32.73, indicating that it has faced considerable pressure over the past year.
$XP price target
XP Inc. daily closes and this analyst's $15 target. Not advice.
Recent Earnings
XP Inc. reported trailing twelve-month revenue of $18.6 billion, with an earnings per share (EPS) of $1.91. The company has demonstrated a net margin of 28.5% and a return on equity of 22.6%. The next earnings report is scheduled for November 16, 2026.
Insider Buying and Selling at XP Inc.
There were no reported insider transactions for XP Inc. during this period.
Analysts Set New Price Targets
On October 27, 2026, Citigroup downgraded XP Inc. to a Neutral rating with a new price target of $15.00, down from $25.00. Despite this downgrade, analysts maintain a consensus rating of Strong Buy for XP Inc. with a mean price target of $26.44 based on 13 opinions.
About XP Inc.
XP Inc. engages in providing a range of financial products and services primarily in Brazil. The company has faced challenges recently, which may have influenced Citigroup's decision to lower its rating and price target.
Bottom Line
Investors should keep an eye on XP Inc.'s upcoming earnings report on November 16, 2026, for further insights into its performance. Additionally, the recent downgrade by Citigroup highlights the shifting views among analysts regarding the company's outlook.
Related Filing Alerts
Source: Citigroup's rating change on $XP (Oct 27, 2026). Written by software, not financial advice. How we make alerts