Citigroup Cuts Ally Financial (ALLY) Price Target to $50
Key Points
- Citigroup kept its buy rating on Ally Financial Inc. on September 25, 2026, while trimming its price target from $58.00 to $50.00.
- Citigroup's $50 price target implies 31.10% upside from Ally Financial Inc.'s ($ALLY) current $38.14 share price.
- Ally Financial Inc. recently traded around $38.14 per share as of October 16, 2026, sitting below the recent event close of $38.79 on September 25, 2026.
- Major financial institutions like Berkshire Hathaway and Harris Associates adjusted their large equity stakes in the digital financial-services provider during recent quarters.
Since the rating, $ALLY is down 2.3% after 1 week and down 2.9% to date (from the $38.79 close on Sep 25, 2026).
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Citigroup maintained its buy rating on Ally Financial Inc. (NYSE:ALLY) on September 25, 2026, while adjusting its price target from $58.00 down to $50.00. The research note arrived as Wall Street firms reassessed expectations for digital financial-services companies ahead of upcoming corporate updates.
ALLY
Ally Financial Inc.
Citigroup's Call on Ally Financial Inc.
On September 25, 2026, analysts at Citigroup kept a positive view on the stock with a Buy rating, lowering the price target from $58.00 to $50.00. The forward-looking opinion reflects the firm's evolving stance on the lender's digital automotive and corporate finance operations.
Other Institutional Activity in Ally Financial Inc.
Large funds made notable adjustments to their holdings in the lender. Berkshire Hathaway, Inc reduced its holdings by 2,001,074 shares, ending with 27,000,000 shares worth about $1,017,360,008. Harris Associates L.P. trimmed its position by 303,705 shares, leaving it with 26,105,434 shares valued at roughly $983,652,761. Sessa Capital IM, L.P. kept its stake steady at 8,488,098 shares worth about $319,831,535 with no change in units. Arrowstreet Capital, Limited Partnership grew its holdings by 79,370 shares, ending with 6,863,117 shares worth about $258,602,250.
Ally Financial Inc. Stock Down 4.6%
The shares closed at $38.79 on September 25, 2026. More recently, the stock traded around $38.14 as of October 16, 2026, putting it down about 1.7% since Citigroup's note and well below the revised $50.00 target.
$ALLY price target
Ally Financial Inc. daily closes and this analyst's $50 target. Not advice.
Recent Earnings
The company posted trailing twelve month revenue of about $7.90 billion and earnings of $4.25 per share. The digital lender reported a net profit margin of 18.4% and a return on equity of 9.7%, with its next earnings report scheduled for October 20, 2026.
Dividend
Ally Financial pays an annual dividend of $1.20 per share, supported by a payout ratio of 28.2%.
Insider Buying and Selling at Ally Financial Inc.
Company insiders completed several stock sales earlier in the year. Officer Douglas R. Timmerman sold 39,675 shares on April 17, 2026, for a total value of $1,792,175 at an average price of $45.17. Officer Stephanie N. Richard sold 5,000 shares on May 15, 2026, for $210,708 at $42.14 per share, and later sold another 5,000 shares on August 4, 2026, for $221,168 at $44.23 per share.
Analysts Set New Price Targets
Following Citigroup's note, several other firms updated their views. Wells Fargo downgraded the stock to an Equal-Weight rating and cut its target from $55.00 to $42.00 on September 30, 2026. UBS maintained a buy rating on October 5, 2026, lowering its target from $54.00 to $50.00. Raymond James kept a Strong Buy rating on October 6, 2026, moving its target from $55.00 to $52.00. TD Cowen maintained a buy rating on the same day, trimming its target from $55.00 to $54.00.
About Ally Financial Inc.
Ally Financial Inc. operates as a digital financial-services provider offering a range of financial products across the United States and Canada. Its operations span automotive finance, insurance, and corporate finance solutions tailored to consumer and commercial clients.
Bottom Line
Investors will look to the upcoming earnings report on October 20, 2026, for fresh performance data. Market participants continue to track institutional repositioning and shifting analyst price targets across the credit services sector.
Related Filing Alerts
Source: Citigroup's rating change on $ALLY (Sep 25, 2026). Written by software, not financial advice. How we make alerts