Evercore ISI Group Cuts Ally Financial (ALLY) Price Target to $40

Evercore ISI Group lowered its price target on Ally Financial Inc. NYSE: ALLY to $40.00 from $44.00 on October 21, 2026, while issuing an In-Line rating on the stock. The adjustment arrived alongside a wave of analyst updates across the financial sector on the same day.

ALLY Ally Financial Inc.

$38.69 ▼ -13.68% year to date

1M 3M YTD

Daily close · Oct 21, 2026

Evercore ISI's Call on Ally Financial

On October 21, 2026, Evercore ISI adjusted its stance on the digital financial services provider, moving its target down to $40.00 from $44.00 while setting an In-Line rating. The stock closed at $38.69 on the day of the announcement.

Other Institutional Activity in Ally Financial

Large financial institutions adjustments shaped institutional ownership leading into recent quarters. Berkshire Hathaway, Inc reduced its holdings by 2,001,074 shares, ending with 27,000,000 shares valued at about $1.05 billion. Harris Associates L.P. trimmed its position by 303,705 shares, leaving it with 26,105,434 shares worth about $1.01 billion. Sessa Capital IM, L.P. kept its stake steady with 8,488,098 shares valued at roughly $329.3 million. Arrowstreet Capital, Limited Partnership grew its holdings by 79,370 shares, finishing with 6,863,117 shares worth about $266.2 million.

Ally Financial Inc. Stock Down 0.4%

Ally Financial shares recently traded around $38.55 as of October 22, 2026, sitting below the prior day's close of $38.69. The stock trades below its 50-day moving average of $40.46 and its 200-day moving average of $42.13. Shares have fluctuated within a 52-week range between $35.92 and $47.29.

Recent Earnings

Ally Financial reported trailing twelve-month revenue of $7.90 billion alongside trailing earnings of $4.25 per share. The company posted a net profit margin of 18.4% and a return on equity of 9.7%. Its next corporate earnings release is scheduled for January 20, 2027.

Dividend

The company pays an annual dividend rate of $1.20 per share, giving it a dividend yield of 3.19% based on recent trading levels. This payout represents a dividend payout ratio of 28.2%.

Insider Buying and Selling at Ally Financial Inc.

Company insiders executed several sales prior to the recent analyst updates. Officer Douglas R. Timmerman sold 39,675 shares on April 17, 2026, at an average price of $45.17 for a total value of about $1.79 million. Officer Stephanie N. Richard sold 5,000 shares on May 15, 2026, at $42.14 per share, and another 5,000 shares on August 4, 2026, at $44.23 per share.

Analysts Set New Price Targets

Wall Street firms updated their outlooks around the same time. Morgan Stanley downgraded the stock to Equal-Weight with a $43.00 target on October 12, 2026. On October 21, 2026, JP Morgan maintained an Overweight rating and lifted its target to $44.00. TD Cowen maintained a Buy rating while adjusting its target to $52.00, and Barclays maintained an Equal-Weight rating with a target of $48.00. Overall, the stock carries a consensus buy recommendation with a mean price target of $47.56 across 18 analyst opinions.

About Ally Financial

Ally Financial Inc. operates as a digital financial services company offering automotive finance, insurance, and corporate finance operations across the United States and Canada. Headquartered in Detroit, Michigan, the company serves retail and commercial customers through digital platforms.

Bottom Line

Evercore ISI's lower target reflects shifting sentiment as the stock trades below key moving averages. Investors will monitor upcoming earnings reports on January 20, 2027, for further indicators on loan performance and credit trends.