Guardian Partners 13F: Cuts COF Stake by $777K
Key Points
- Guardian Partners reduced its Capital One Financial Corporation holdings by 4,025 shares, ending the period with 2,300 shares valued at $444,061.
- Capital One Financial Corporation recently traded around $207.47, sitting below its 52-week high of $259.64.
- Multiple executives, including General Counsel Matthew W. Cooper and Retail Bank President Celia Karam, completed share sales in early October 2026.
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Guardian Partners trimmed its stake in Capital One Financial Corporation COF by 4,025 shares during the quarter, according to a form 13F filing filed on October 21, 2026. The fund owned 6,325 shares previously and now holds 2,300 shares. The remaining position was valued at about $444,061 at the end of the period, marking a 63.6% decrease in its holdings.
COF
Capital One Financial Corporation
Guardian Partners vs. the S&P 500
Hypothetical returns from Guardian Partners's disclosed trades, not real profit or advice. How we model this.
What Changed in Guardian Partners's Capital One Financial Corporation Position
Guardian Partners scaled back its investment significantly, dropping from 6,325 shares down to 2,300 shares. The adjustment represents a 63.6% reduction in its stake for the financial services company. Capital One Financial Corporation shares closed at $206.66 on the day of the filing.
Other Institutional Activity in Capital One Financial Corporation
Davidson Investment Advisors opened a new position by purchasing 71,256 shares worth about $13.8 million. Franklin Resources, Inc. cut its holdings by 288,302 shares, ending with 13,440,351 shares valued at about $2.8 billion for a 2.1% decrease. Harris Associates L.P. grew its holdings by 1,134,182 shares, ending with 11,492,010 shares worth about $2.4 billion for a 10.9% increase.
Capital One Financial Corporation Stock Up 2.9%
Capital One Financial Corporation recently traded around $207.47, up about 0.4% since the filing close. The stock sits about 20.1% below its 52-week high of $259.64 and 19.1% above its 52-week low of $174.24. Its price is roughly equal to its 50-day moving average of $207.10 and trades above its 200-day moving average of $202.64.
Recent Earnings
Capital One Financial Corporation reported trailing-twelve-month revenue of $48.9 billion alongside diluted earnings per share of $15.57. The firm posted a net profit margin of 22.2% and a return on equity of 9.4%. Its year-over-year revenue growth reached 6.2%. The company's next earnings report is scheduled for January 19, 2027.
Earnings drift grade
Outlook vs expectations on the last report — not price action.
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Forward outlook
2 target cuts vs 1 raises.
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EPS & revenue
EPS missed estimates by 3.9%. Revenue beat estimates by 24.5%.
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Profit surprise
Operating income missed by 63 percent.
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Pre-earnings setup
Bar was high, analysts already very bullish.
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Analyst signal
1 target raise, 2 target cuts.
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Earnings quality
Gross margin up 0.9 points. Operating margin up 1.1 points. Positive free cash flow.
Earnings Call Summary
Capital One reported stronger revenue than expected at $19.3 billion, driven by the Discover acquisition, though earnings per share of $4.42 missed the $4.61 consensus slightly. Credit quality remained strong with card charge-offs improving 109 basis points year-over-year to 5.1 percent and auto delinquencies improving 72 basis points. The company closed the Brex acquisition for about $4.5 billion in April and is investing to grow these new businesses while completing the Discover technology integration.
Guidance Capital One reaffirmed that earnings power after the Discover deal integration would match expectations from when the deal was announced, including Brex and travel business. They expect expense synergies to come mostly in the second half of 2026 and into 2027 as technology conversions complete. The company plans to continue investing heavily in growth opportunities including Brex, travel, and converting Discover customers onto Capital One platforms.
Very weak report. The release materially worsened the forward outlook.
Dividend
Capital One Financial Corporation distributes an annual dividend rate of $3.20 per share, giving it a dividend yield of 1.55%. The company maintains a dividend payout ratio of 19.3%.
Insider Buying and Selling at Capital One Financial Corporation
General Counsel Matthew W. Cooper sold 3,500 shares on October 6, 2026, at an average price of $196.22 for a total value of $686,770. Retail Bank President Celia Karam sold 1,927 shares on October 15, 2026, at $195.86 per share under a planned transaction. Banking and Premium Products President Lia Dean sold 1,887 shares on October 15, 2026, at $195.86 per share under a planned trade. Officer Celia Edwards Karam also sold 1,927 shares on October 15, 2026, at $195.86 per share.
Analysts Set New Price Targets
Citigroup maintained a Buy rating on October 21, 2026, and raised its price target from $280.00 to $285.00. BMO Capital kept a Market Perform rating on October 21, 2026, lifting its target from $219.00 to $225.00. JP Morgan maintained an Overweight rating on October 21, 2026, raising its target from $227.00 to $241.00. Piper Sandler kept an Overweight rating on October 21, 2026, lifting its target from $260.00 to $269.00. TD Cowen maintained a Buy rating on October 21, 2026, raising its target from $242.00 to $250.00. Across the broader analyst community, the stock holds a consensus buy rating with a mean price target of $254.41 based on 22 analyst opinions.
About Capital One Financial Corporation
Capital One Financial Corporation operates as a financial holding company providing banking, credit card, and consumer loan products to customers in the United States, Canada, and the United Kingdom through its banking subsidiaries and digital platforms.
Bottom Line
Guardian Partners reduced its position significantly during the period, reflecting shifts in institutional strategy as the stock trades near its moving averages. Observers will watch how the company performs leading up to its next earnings release on January 19, 2027.
Related Filing Alerts
Source: Guardian Partners's 13F filing on $COF (Oct 21, 2026). 13F filings show holdings as of the end of the reporting quarter and may not reflect the fund's current position. Written by software, not financial advice. How we make alerts