Capital One Financial (COF) Insider Lia Dean Sells $370K of Stock

Key Points

  • Capital One Financial Corporation president Lia Dean sold 1,887 shares at $195.86 each on October 15, 2026, under a pre-arranged plan.
  • After the trade, Lia Dean holds 59,308 $COF shares, down 3.08% from before the trade.
  • The stock traded around $199.83 recently, sitting below its 50-day moving average ahead of upcoming quarterly results on October 20, 2026.
  • The financial services firm pays an annual dividend yield of 1.61% with a payout ratio of 19.3%.

Since the trade, $COF is up 1.4% to date (from the $198.86 close on Oct 15, 2026).

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Capital One Financial Corporation president Lia Dean sold 1,887 shares of the company stock on October 15, 2026. According to a Form 4 filing with the SEC, the transaction took place at a price of $195.86 per share, totaling about $369,587. The stock closed at $198.86 on the day of the trade.

COF Capital One Financial Corporation
$201.74 -17.68% year to date
Daily close · Oct 16, 2026

Inside Lia Dean's Capital One Trade

The planned sale was executed under a Rule 10b5-1 trading schedule. Following the transaction, Dean holds 59,308 shares of the credit services firm, which represents a 3.08% reduction in her direct holdings.

Other Institutional Activity in Capital One Financial

Large investors adjusted their positions in the financial services company ahead of the filing. Clearbridge Investments grew its holdings by 339,108 shares, ending with 2,353,035 shares worth about $472.1 million. Cibc World Market added 136,030 shares to hold 290,735 shares valued at roughly $58.8 million. Dz Bank AG Deutsche Zentral Genossenschafts Bank lifted its stake by 1,519,087 shares to finish with 1,523,511 shares worth approximately $305.6 million. Universal- Beteiligungs- Und Servicegesellschaft Mbh increased its position by 4,588 shares, reaching 342,509 shares valued at about $68.7 million. Meanwhile, Danske Bank A holds 349,681 shares worth roughly $71.3 million following a new position.

Capital One Financial Corporation Stock Up 2.8%

The shares recently traded around $199.83, sitting below the 50-day moving average of $208.42 and below the 200-day moving average of $203.52. The stock trades about 23.0% below its 52-week high of $259.64 and roughly 14.7% above its 52-week low of $174.24.

Recent Earnings

Capital One reported trailing twelve month revenue of $48.1 billion and earnings of $15.57 per share, with net profit margins at 21.9% and a return on equity of 9.0%. The company scheduled its next earnings report for October 20, 2026.

Earnings drift grade

Outlook vs expectations on the last report — not price action.

D- 33/100

Reported Apr 21, 2026

  1. Forward outlook

    2 target cuts vs 1 raises.

  2. EPS & revenue

    EPS missed estimates by 3.9%. Revenue beat estimates by 24.5%.

  3. Profit surprise

    Operating income missed by 63 percent.

  4. Pre-earnings setup

    Bar was high, analysts already very bullish.

  5. Analyst signal

    1 target raise, 2 target cuts.

  6. Earnings quality

    Gross margin up 0.9 points. Operating margin up 1.1 points. Positive free cash flow.

Earnings Call Summary

Capital One reported stronger revenue than expected at $19.3 billion, driven by the Discover acquisition, though earnings per share of $4.42 missed the $4.61 consensus slightly. Credit quality remained strong with card charge-offs improving 109 basis points year-over-year to 5.1 percent and auto delinquencies improving 72 basis points. The company closed the Brex acquisition for about $4.5 billion in April and is investing to grow these new businesses while completing the Discover technology integration.

Guidance Capital One reaffirmed that earnings power after the Discover deal integration would match expectations from when the deal was announced, including Brex and travel business. They expect expense synergies to come mostly in the second half of 2026 and into 2027 as technology conversions complete. The company plans to continue investing heavily in growth opportunities including Brex, travel, and converting Discover customers onto Capital One platforms.

Very weak report. The release materially worsened the forward outlook.

Dividend

The company offers a dividend yield of 1.61% backed by a dividend payout ratio of 19.3%, reflecting how much of its earnings go toward shareholder payouts.

Insider Buying and Selling at Capital One Financial Corporation

Insider activity prior to this sale included several transactions across the executive team. General Counsel Matthew W. Cooper sold 3,500 shares at $214.10 on September 1, 2026, for a total of $749,350, and later sold another 3,500 shares at $196.22 on October 6, 2026, totaling $686,770. Retail banking head Celia Edwards Karam sold 2,066 shares at $206.07 on September 15, 2026, for $425,741. Separately, Celia Karam also sold 1,927 shares on October 15, 2026.

Analysts Set New Price Targets

Wall Street firms updated their views on the stock through October. Barclays maintained an Overweight rating with a target of $237, down from $240, on October 5, 2026. TD Cowen maintained a Buy rating with a target of $242 on October 6, 2026. BMO Capital initiated coverage with a Market Perform rating and a $219 target on October 9, 2026. JP Morgan maintained an Overweight rating with a target of $227 on October 12, 2026. Morgan Stanley maintained an Overweight rating with a target of $267 on October 12, 2026. The stock carries a consensus buy recommendation with a mean target price of $252.27 across 22 analyst opinions.

About Capital One Financial

Capital One Financial Corporation operates as a financial services holding company for banking and credit card products across the United States, Canada, and the United Kingdom. The firm focuses on credit cards, consumer banking, and commercial banking services.

Bottom Line

Investors are watching upcoming earnings on October 20, 2026, alongside ongoing insider activity and institutional position changes. Pre-planned executive sales offer routine portfolio adjustments rather than broad signals about business performance.

Source: Lia Dean's Form 4 filing on $COF (Oct 15, 2026). Written by software, not financial advice. How we make alerts

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