COF Pres, Retail Bank Celia Karam Sells $377K of Stock

By TradeTexts Research Desk Oct 19, 2026, 5:02 PM EDT

Key Points

Celia Karam, President of Retail Bank at Capital One Financial Corporation, sold 1,927 shares on October 15, 2026, for a total of $377,422.22.
The planned sale was executed under a pre-arranged trading plan, leaving the executive with 55,774 shares.
Capital One carries a consensus buy recommendation from 22 analysts with a mean price target of $252.27.

Since the trade, $COF is up 1.4% to date (from the $198.86 close on Oct 15, 2026).

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Celia Karam, President of Retail Bank at Capital One Financial Corporation, sold 1,927 shares of the company on October 15, 2026. The transaction was revealed in a Form 4 filing submitted to the Securities and Exchange Commission. The stock closed at $198.86 on the day of the trade.

COF Capital One Financial Corporation

$201.74 -17.68% year to date

Daily close · Oct 16, 2026

Inside Celia Karam's Capital One Trade

The executive unloaded the shares at a price of $195.86 each, totaling $377,422.22. The planned sale was carried out under a pre-arranged Rule 10b5-1 trading plan. Following the transaction, the executive holds 55,774 shares, which is a 3.34% decrease in her direct holdings.

Other Institutional Activity in Capital One Financial

Cibc World Market grew its holdings by 136,030 shares, ending with 290,735 shares worth about $58,809,875.45. Clearbridge Investments grew its holdings by 339,108 shares, ending with 2,353,035 shares worth about $472,065,870.21. D1 Capital Partners L.P. grew its holdings by 288,528 shares, ending with 1,116,738 shares worth about $224,039,972.11. Universal- Beteiligungs- Und Servicegesellschaft Mbh grew its holdings by 4,588 shares, ending with 342,509 shares worth about $68,714,153.91.

Capital One Financial Corporation Stock Up 2.8%

Capital One Financial Corporation recently traded around $199.83 as of October 19, 2026. The stock closed at $198.86 on the transaction date.

Recent Earnings

Capital One posted trailing twelve-month revenue of $48,109,998,080.00 and basic earnings per share of $15.57. The next earnings announcement is scheduled for October 20, 2026.

Earnings drift grade

Outlook vs expectations on the last report — not price action.

D- 33/100

Reported Apr 21, 2026

Forward outlook
2 target cuts vs 1 raises.
EPS & revenue
EPS missed estimates by 3.9%. Revenue beat estimates by 24.5%.
Profit surprise
Operating income missed by 63 percent.
Pre-earnings setup
Bar was high, analysts already very bullish.
Analyst signal
1 target raise, 2 target cuts.
Earnings quality
Gross margin up 0.9 points. Operating margin up 1.1 points. Positive free cash flow.

Earnings Call Summary

Capital One reported stronger revenue than expected at $19.3 billion, driven by the Discover acquisition, though earnings per share of $4.42 missed the $4.61 consensus slightly. Credit quality remained strong with card charge-offs improving 109 basis points year-over-year to 5.1 percent and auto delinquencies improving 72 basis points. The company closed the Brex acquisition for about $4.5 billion in April and is investing to grow these new businesses while completing the Discover technology integration.

Guidance Capital One reaffirmed that earnings power after the Discover deal integration would match expectations from when the deal was announced, including Brex and travel business. They expect expense synergies to come mostly in the second half of 2026 and into 2027 as technology conversions complete. The company plans to continue investing heavily in growth opportunities including Brex, travel, and converting Discover customers onto Capital One platforms.

Very weak report. The release materially worsened the forward outlook.

Dividend

The company offers a dividend yield of 1.61% with a payout ratio of 19.3%.

Insider Buying and Selling at Capital One Financial Corporation

Matthew W. Cooper sold 3,500 shares on September 1, 2026, at $214.10 for a total value of $749,350.00. Lia Dean sold 2,066 shares on September 15, 2026, at $206.07 for a total value of $425,741.00. Celia Edwards Karam sold 2,017 shares on September 15, 2026, at $206.07 for a total value of $415,643.00. Matthew W. Cooper sold 3,500 shares on October 6, 2026, at $196.22 for a total value of $686,770.00.

Analysts Set New Price Targets

On October 5, 2026, Barclays maintained its Overweight rating and lowered its price target to $237.00 from $240.00. TD Cowen maintained its Buy rating on October 6, 2026, adjusting its price target down to $242.00 from $253.00. BMO Capital initiated coverage on October 9, 2026, with a Market Perform rating and a price target of $219.00. JP Morgan maintained its Overweight rating on October 12, 2026, taking its target to $227.00 from $246.00. Morgan Stanley maintained an Overweight rating on October 12, 2026, setting a target of $267.00 down from $273.00.

About Capital One Financial

Capital One Financial Corporation operates as a financial services holding company for banking and credit card products across the United States, the United Kingdom, and Canada. The company provides a wide range of financial services, including consumer and commercial banking, through multiple operating segments.

Bottom Line

Insider transactions under pre-arranged plans offer regular portfolio adjustments for company executives. Investors will look closely at upcoming earnings on October 20, 2026, for further financial updates.