Chime Financial (CHYM) Co-founder King Sells $351K of Stock

By TradeTexts Research Desk Oct 22, 2026, 5:01 PM EDT

Chime Financial, Inc. (CHYM) business photo

Key Points

Chime Financial, Inc. Co-Founder Ryan A King sold 11,318 shares on October 20, 2026, for about $351,162.
After the trade, Ryan A King indirectly holds 37,812 $CHYM shares, down 23.04% from before the trade.
The stock recently traded around $30.37, down about 0.3% from its close on the transaction date.
Wall Street maintains a strong buy consensus with a mean price target of $39.55 ahead of earnings on November 4, 2026.

Since the trade, $CHYM is down 1.0% to date (from the $30.46 close on Oct 20, 2026).

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Chime Financial, Inc. Co-Founder Ryan A King sold 11,318 shares of the company on October 20, 2026, according to a Form 4 filing with the Securities and Exchange Commission. The shares were sold at a price of $31.03 each, bringing the total transaction value to roughly $351,162. The sale was executed under a pre-arranged Rule 10b5-1 trading plan.

CHYM Chime Financial, Inc.

$30.16 +14.24% year to date

Daily close · Oct 22, 2026

Inside Ryan A King's Chime Financial Trade

Following the transaction on October 20, 2026, King held 37,812 shares of Chime Financial. This trade cut his direct holdings by about 23.04%. It marks another planned transaction for the co-founder, who also sold shares on October 9 and October 13, 2026.

Other Institutional Activity in Chime Financial

Large funds continue to adjust their positions in Chime Financial. Tiger Global Management reduced its holdings by 3,110,719 shares, ending with 11,081,780 shares worth about $226,954,849. Meanwhile, Galileo (ptc) Ltd kept its stake steady at 52,268,715 shares valued at $1,576,424,436. Crosslink Capital Inc held 26,185,368 shares worth $789,750,694. General Atlantic, L.P. maintained its position of 21,259,683 shares valued at $641,192,036, and Menlo Ventures Management, L.P. held 17,442,713 shares worth $526,072,221.

Chime Financial, Inc. Stock Holds Steady

The stock closed at $30.46 on the day of the trade and recently traded around $30.37 as of October 22, 2026. That puts the shares down about 0.3% since the transaction date. The stock trades below its 50-day moving average of $30.71 but remains above its 200-day moving average of $23.71.

Recent Earnings

Chime Financial reported trailing twelve month revenue of $2,457,031,936 with an earnings per share of $0.88. The company has a negative net profit margin and no meaningful P/E ratio due to lack of profitability over the period. The next earnings report is scheduled for November 4, 2026.

Earnings drift grade

Outlook vs expectations on the last report — not price action.

B 74/100

Reported May 6, 2026

Forward outlook
1 analysts raised price targets.
EPS & revenue
EPS beat estimates by 276.8%. Revenue met estimates.
Profit surprise
EBITDA missed by 35 percent. Operating income beat by 37 percent.
Pre-earnings setup
Bar was high, analysts already very bullish.
Analyst signal
1 target raise.
Earnings quality
Gross margin down 0.5 points. Operating margin up 5.4 points.

Earnings Call Summary

Chime grew active members to 10.2 million, adding nearly 700,000 in Q1. Revenue hit $647 million, up 25 percent year over year, and they turned GAAP profitable with $53 million net income. The company launched Chime Prime, a premium tier with 5 percent cash back, and expects it to drive higher spending and retention. Transaction profit jumped 41 percent to $491 million, driven by strong member growth, higher ARPAM to $263, and improved margins to 76 percent from improved credit mix and MyPay scaling.

Guidance Chime raised full year guidance to $2.66 billion to $2.69 billion revenue, up 22 percent to 23 percent. They expect $416 million to $431 million adjusted EBITDA with 16 percent margin. In Q2, they guide $633 million to $643 million revenue with 20 percent to 22 percent growth.

Solid report. Results were generally better than expected, but the forward outlook did not materially change.

Insider Buying and Selling at Chime Financial, Inc.

Insiders have been active over the past two months. General Counsel Adam B Frankel sold 102,002 shares on September 15, 2026, for $3,397,606. Director James Feuille sold 447,637 shares on September 16, 2026, for $14,724,375. Ryan A King previously sold 50,000 shares on October 9, 2026, at $29.40 per share for $1,469,770, and 300 shares on October 13, 2026, at $31.00 per share for $9,300.

Analysts Set New Price Targets

Analyst sentiment has been generally positive. Loop Capital initiated coverage with a Buy rating and a $45.00 price target on September 9, 2026. B. Riley Securities maintained a Buy rating while raising its target to $44.00 from $37.00 on September 14, 2026. Rothschild & Co upgraded the stock to a Buy with a $46.00 target on September 14, 2026. Goldman Sachs maintained a Buy rating and lifted its target to $37.00 from $33.00 on September 15, 2026. Deutsche Bank upgraded the stock to Buy and raised its target to $35.00 on October 8, 2026. The stock currently holds a consensus strong buy rating from 22 analysts.

About Chime Financial

Chime Financial, Inc. operates as a financial technology company that provides digital consumer banking and payment solutions. The firm serves customers across the United States and internationally, offering mobile-first financial services.

Bottom Line

Investors are watching for Chime Financial's next earnings report on November 4, 2026, to see how the digital banking platform performs. Insider transactions like King's planned sale offer a look at executive stock management but do not signal a shift in overall business direction.